HARP...Y MONDAY!

Are you one of the 9 million people out there looking for help with your mortgage?

NOW Accepting applications for HARP 2.0!

* NO maximum LTV (loan to value ratio) for fixed rate mortgages

   (105% max LTV for adjustable rate mortgages
* No credit score requirements
* Must have closed prior to 6/1/09.

* All occupancies allowed (Owner occupied, 2nd homes, investment properties)

* Properties currently listed for sale ~ no seasoning requirements, listing must be cancelled and documented as being cancelled.

*  Properties with mortgage insurance ~ we will need to check with current MI servicer's requirements.  Additional requirements may apply. 

Lower term from 30 to 15 year (>105% ltv not available until 6/1/12).

Mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae. (visit www.freddiemac.com/mymortgage or www.fanniemae.com/loanlookup/) If you do not see yours on there, let me know.  They are very specific on how the information must be input and I would hate to see you not think you qualify when you actually do!

Please note, there may be some variations on what is allowed via Freddie and Fannie. 

For scenarios in WA state contact me at 253-228-1200 or juliesw@legacyg.com. 

MLO-185767

This does not constitute a commitment to lend. All loans subject to full underwriting approval and satisfactory appraisal. Program subject to change without notice. Individual(s) listed are employees of Legacy Group Lending, Inc., NMLS ID #4455. For state specific licensing information visit www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/4455. Affiliated companies: Legacy Group Capital, LLC NMLS #99045, Legacy Group Escrow, LLC License # 540-EA-40580.The Legacy Group is not affiliated with the US Government.2012-03-19 10:02:11